11:24 video
Part one of three. Rachel's marriage was on the rocks. She transferred more than half of the money in the joint account to another personal account to be sure it was safe for her daughter. Her husband found out and confronted Rachel. They argued and things got messy. He had a terrible temper. Rachel did not survive the fight but her ghost did. Frank buried her body where it would never be found. Frank had taken out a big insurance policy on her a few years back. Frank spent her money on a new house, moving him and Kelsey away from the farm. He did not anything to do with the brat but he knew he had to take her along to keep up the appearance of the grieving widower. Kelsey was so grief stricken she did not question what happened to her mother until later. Rachel's ghost came back to protect her daughter. As she asked more questions her step father grew less patient with her. Frank had never considered Kelsey in a sexual way but the truth was that keeping with his role as the grieving widower single father limited his sexual options. He had not cared much for his wife in a long time but at least he had a sexual release. He first noticed Kelsey when she inadvertently walked into the house topless while he was sitting in the living room. Rachel's ghost was present when he lied to Kelsey about how her mother would have wanted them to live in luxury. Kelsey was visited on several occasions by Rachel's ghost. The next time was when she was masturbating in the bath tub while her father was watching through the door. Rachel seemed to be able to be there when her unscrupulous husband was betraying their daughter.